| Pradhan Mantri Jan Dhan Yojana (PMJDY) |
Aims to provide financial inclusion by ensuring access to financial services like banking, savings, and remittance. |
All citizens, especially those from low-income groups, can open a basic savings bank account. |
Approach any bank branch or Business Correspondent (Bank Mitr) associated with the scheme. |
Apply |
| Pradhan Mantri Mudra Yojana (PMMY) |
Supports micro-enterprises by providing loans up to Rs. 10 lakh to non-corporate, non-farm small/micro-enterprises. |
Small business owners, entrepreneurs, and individuals looking for loans for business purposes. |
Apply through participating banks, NBFCs, or online through the official Mudra Yojana website. |
Apply |
| Atal Pension Yojana (APY) |
Aims to provide a defined pension to the unorganized sector, ensuring social security in old age. |
Individuals aged 18 to 40 years with a savings bank account. |
Enroll through banks offering the scheme or through the official APY website. |
Apply |
| Stand-Up India |
Promotes entrepreneurship among SC/ST and women by facilitating loans to set up greenfield enterprises. |
SC/ST and women entrepreneurs. |
Apply through participating banks or online via the Stand-Up India portal. |
Apply |
| Pradhan Mantri Vaya Vandana Yojana (PMVVY) |
A pension scheme for senior citizens offering guaranteed returns and periodic pension payments. |
Individuals aged 60 years and above. |
Apply through Life Insurance Corporation (LIC) of India or other designated offices. |
Apply |
| Mahatma Jyotirao Phule Shetkari Karjmukti Yojana |
Aims to provide debt waiver and support to farmers facing financial distress. |
Small and marginal farmers with outstanding agricultural loans. |
Apply through the online portal or visit the nearest agriculture office. |
Apply |
| Mahatma Phule Shikshan Yojana |
Provides financial assistance to students from economically weaker sections for pursuing higher education. |
Students from economically weaker sections pursuing higher education. |
Apply through the online application process on the scholarship portal. |
Apply |
| Chief Minister's Employment Generation Programme (CMEGP) |
Facilitates self-employment opportunities by providing financial assistance for setting up micro and small enterprises. |
Individuals aged 18 to 50 years with minimum educational qualification. |
Apply through the district industries center or online via the official portal. |
Apply |
| Chhatrapati Shahu Maharaj Shikshan Shulk Shishyavrutti Yojana |
Offers scholarship to students from economically weaker sections pursuing professional and technical courses. |
Students from economically weaker sections pursuing professional and technical courses. |
Apply through the online scholarship portal or the respective educational institution. |
Apply |
| Maharashtra State Cooperative Bank (MSCB) Crop Loan Scheme |
Provides crop loans to farmers through cooperative banks to support agricultural activities. |
Farmers in Maharashtra. |
Apply through the nearest cooperative bank or online through the bank's portal. |
Apply |
